Risk Management

Risk
Management

Our role is to help you understand what things can disrupt your financial plans and develop strategies to minimize those risks.

Your financial plan is not likely to plan on disability, a premature death, a lawsuit, or a significant loss of property.

We all know these unfortunate circumstances do occur. Our role is to help you understand what things can disrupt your financial plans and develop strategies to minimize those risks. We work with your insurance specialist, attorney, and other professionals to develop a risk management and asset protection plan that is right for you.

PATHWAY FINANCIAL ADVISORS

A Client Story

Joan, an early-career radiologist, lived with her husband Mark and their two young children. As Mark stayed at home with the children, all of the family’s income and savings came from Joan. As Joan did per-diem clinical work, she was not covered by employer provided disability or life insurance benefits.

We helped Joan and Mark to quantify their need for this insurance, and then worked with them to source it from low-cost insurance providers. We also organized the insurance coverage so that should Joan become disabled or die prematurely, the insurance benefit would be realized in the most tax efficient manner possible.*

*The above client story involves a current or former Pathway Client. Personal details, including names, have been modified to protect client confidentiality.

OUR SERVICES

You define financial success.
We help you achieve it.

  • Our initial financial planning work will illuminate the role your investments play in your life.

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  • Minimizing the amount of taxes that you pay over your lifetime is an important component of your wealth accumulation strategy.

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  • We will guide you through a collaborative process that will identify your goals and outline the appropriate mechanisms to achieve those goals.

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  • Our role is to help you understand what things can disrupt your financial plans and develop strategies to minimize those risks.

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  • We help you to define your legacy goals and execute them in a way that maximizes your desired impact.

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  • We have the unique opportunity to give you the perspective and advice you need to avoid financial potholes and capture opportunities.

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  • We work with clients to define their vision for their remaining decades, determine the resources required to achieve that vision, and help clients get comfortable with the idea of not receiving a steady paycheck.

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